As we head into the home stretch of hurricane season 2014, Florida and most of the Gulf Coast can begin to breathe a collective sigh of relief. The National Oceanic and Atmospheric Administration (NOAA) and other institutions calculated that the Atlantic would see a considerably slower hurricane season this year – which runs from June 1st through November 30th – and thus far their prediction seems to be coming true. In total, 13 tropical storms were scheduled to form with no more than two becoming significant threats to the coastline – which fortunately has not yet come to pass.
However, Administrative Director of NOAA Kathryn Sullivan reminded a crowd in Brooklyn earlier this month that it only takes one storm to cause massive amounts of damage – citing Hurricane Sandy as the prime example of a late season powerhouse that caused untold amounts of damage to the Jersey coastline and much of downtown New York City. Additionally Joseph Nimmich, of the Federal Emergency Management Agency (FEMA) reminded everyone that “There is not one of us who can withstand the surge and protect their house when it is under attack by nature. If you’re in your house when it’s being devastated and call 911, we are unable to help you.”
The law firm of Farah and Farah would like to remind everyone that having an emergency plan and knowing evacuation routes, as well as designated meeting points, can most certainly save time and lives. Additionally, be sure to review your insurance coverage – specifically any flood insurance through the National Flood Insurance Program(NFIP) – and any additional policies you may have designated for hurricane coverage. Understanding the fine print of your policy can head off any potential disputes following a disaster.
Should you have any questions concerning your insurance policy and believe your agency to be in error over current or potential coverage, speak to one of the attorneys at Farah and Farah to review your legal options. Our experienced insurance dispute team can help you settle on any potential issues before or after a major storm hits.